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Package deal for Primerica Life Insurance Exam Questions With 100% Correct Answers | Verified.

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Package deal for Primerica Life Insurance Exam Questions With 100% Correct Answers | Verified.

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Primerica Exam Questions And Answers Fully Verified

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Primerica Exam Questions And Answers Fully Verified The type of policy that can be changed from one that does not accumulate cash value to the one that does is a - answerconvertible term policy The policy owner wants to make sure that upon his death, the life policy will pay a portion of the proceeds annually to his spouse, but that the principal will be paid to their children when they reach a certain age. What settlement option should the policy owner choose? - answerInterest only optio...

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Primerica - Life Insurance Basics (AZ) Exam Questions With Verified Answers

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Primerica - Life Insurance Basics (AZ) Exam Questions With Verified Answers All of the following are duties and responsibilities of producers at the time of application EXCEPT A - Change any incorrect statement on the application by personally initialing next to the corrected statement. B - Explain the nature and type of any receipt the producer is giving to the applicant. C - Probe beyond the stated questions if the producer feels the applicant is misrepresenting or concealing informati...

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Primerica. Life insurance Exam Questions With Verified Answers

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Primerica. Life insurance Exam Questions With Verified Answers 401(k) plan - answerA qualified retirement plan in which the employee can set aside a portion of their income with pre-tax dollars. Absolute Assignment v. Collateral Assignment - answerAbsolute: A permanent and irrevocable transfer of rights and/or benefits by the policyowner. Collateral: A temporary and/or revocable transfer of benefits by the policyowner. Accelerated Death Benefit - answerPolicy provision that allows full or...

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Primerica( life insurance policies ) Exam Questions With Verified Answers

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Primerica( life insurance policies ) Exam Questions With Verified Answers What happen to the cash value when a whole life insurance policy matures? - answerCash value is paid to the policy owner, what is the major difference between the most common types of whole life policies: straight life, limited payment and single premium? - answerpremium payment mode. what is the purpose of establishing the target premium for a universal life policy. - answerto prevent the policy from lapsing a who...

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Primerica Life Insurance Focused Exam Questions With Verified Answers

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Primerica Life Insurance Focused Exam Questions With Verified Answers The paid-up addition option uses the dividend - answerTo purchase a smaller amount of the same type of insurance as the original policy. An applicant for insurance is requesting more information from her agent about a claim that is currently being settled. Within what time period must the agent respond? - answer15 days Which of the following is NOT a legitimate use of annuities by businesses? - answerCreating a tax shel...

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Primerica Practice Exam B Questions With Verified Answers

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Primerica Practice Exam B Questions With Verified Answers 1. The annuity income amount is based on whose life? A. Owner B. Insured C. Annuitant D. Beneficiary - answerannuitant 2. An injured party to a contract is able to rescind the contract for A. Representations. B. Unintentional concealment C. Health problems D. Financial difficulties. - answerunintentional concealment 3. A whole life policy that will generate immediate cash value is A. Single premium. B. Continuous premium. C...

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Primerica Practice Exam Questions With Verified Answers

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Primerica Practice Exam Questions With Verified Answers An applicant who is visually impaired has what type of hazard? - answerPhysical What information is NOT required prior to making a recommendation for the purchase of an annuity? - answerHealth status When assessing a consumer's need for life insurance by focusing on an individual's future stream of income, the producer is using the - answerHuman life value approach The administrative penalty for an insurer's first violation of the...

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Primerica Life Insurance In Person Class Exam Questions With Verified Answers

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Primerica Life Insurance In Person Class Exam Questions With Verified Answers What is a provision? - answerDefine the standard characteristics of all policies. No need to add these items, it usually comes with the policy Entire Contract - answerThink R.A.P., this is what it includes R- Riders A- Application P- Policy This is a legal contract and can not be changed unless both parties agree to the change. Tip: Buyer's Guide - Illustrations - Policy Summary are required but not apart of ...

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Primerica Chapter 3: Life insurance policies Exam Questions With Verified Answers

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Primerica Chapter 3: Life insurance policies Exam Questions With Verified Answers Attained Age - answerInsured's age at the time the policy is issued or renewed. Deferred - answerWitheld or postponed until a specific time or event in the future. Endow - answerto have cash value of a whole life policy reach the contractural face amount. Face Amount - answerThe amount of benefit stated in the LIP. Fixed Life Insurance Products - answercontracts that offer guaranteed minimum or fixed benefi...

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