Xcel . Samenvattingen, Aantekeningen en Examens

The Do Not Call Registry offers exemptions for calls placed from all of the following EXCEPT - Answer-insurance sales calls Charities, political organizations, and surveys are all offered exemptions from The Do Not Call Registry The type of policy where the insurer can send a notice to the insured that the policy has been cancelled in the middle of the term is called - Answer-cancelable The renewability provision in a cancelable policy allows the insurer to cancel or terminate the policy at...

Question 1 Which settlement option pays a stated amount to an annuitant, but no residual value to a beneficiary? - Life income Question 2 A new agent must complete at least _____ hours of continuing education within 24 months of initial license? - 24 hours Question 3 L takes out a life insurance policy and dies 10 years later. During the claim process, the insurer discovers that L has understated range on the application. Under the misstatement of age provision the insurer will? - Adjus...

P is a producer who is licensed in Indiana , but a resident of Michigan . In Indiana , P is considered to be a ( n ) __________ producer . - nonresident . Why would the Insurance Commissioner issue a temporary license ? - To allow the personal representative of a deceased producer to provide service to existing policyowners Which provision is NOT a requirement in a group life policy ? - Accidental A ( n ) _________ beneficiary may be changed by the policyowner WITHOUT the consent of the...

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Typically, Long-Term Disability benefits are coordinated with which benefit plan? - Social Security The focus of major medical insurance is providing coverage for - medical and hospitalization expenses An insured under a Major Medical expense plan with a zero deductible and 80/20 coinsurance provision files a $1,000 claim. How much of this claim is the insured responsible for? - $200 because this policy has a zero deductible, the insures is only responsible for the 20% coinsurance on th...