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Wise Exam Package deal Questions with 100% Correct Answers | Verified | Updated
Wise Exam Package deal Questions with 100% Correct Answers | Verified | Updated
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[Meer zien]Wise Practice Test Exam Questions with 
100% Correct Answers 
budget variance. - answerthe difference between the budgeted amount and the actual amount 
that you spend 
debt ratio - answershows the relationship between debt and net worth. 
debt ratio - answerThe lower the ratio the better off financ...
Voorbeeld 2 van de 6 pagina's
In winkelwagenWise Practice Test Exam Questions with 
100% Correct Answers 
budget variance. - answerthe difference between the budgeted amount and the actual amount 
that you spend 
debt ratio - answershows the relationship between debt and net worth. 
debt ratio - answerThe lower the ratio the better off financ...
Wise Test Exam Questions With 100% 
Correct Answers 2024/2025 
An individual, who earns $36,000 a year, has total assets of $156,000 and liabilities of $85,000. 
The net worth of this individual is - answer$71,000 
Net Worth = Assets - Liabilities 
When considering purchasing renters insurance. a pe...
Voorbeeld 2 van de 6 pagina's
In winkelwagenWise Test Exam Questions With 100% 
Correct Answers 2024/2025 
An individual, who earns $36,000 a year, has total assets of $156,000 and liabilities of $85,000. 
The net worth of this individual is - answer$71,000 
Net Worth = Assets - Liabilities 
When considering purchasing renters insurance. a pe...
Wise test Exam Questions With 100% 
Correct Answers 2024/2025 
Which of the following does the Federal Reserve use to regulate the nation's money supply? - 
answerMonetary policy 
To make sure you will always remember your automated teller machine (ATM) card personal 
identification number (PIN), y...
Voorbeeld 1 van de 2 pagina's
In winkelwagenWise test Exam Questions With 100% 
Correct Answers 2024/2025 
Which of the following does the Federal Reserve use to regulate the nation's money supply? - 
answerMonetary policy 
To make sure you will always remember your automated teller machine (ATM) card personal 
identification number (PIN), y...
Wise practice test #2 Exam Questions With 
100% Correct Answers 2024/2025 
Matthew and Alicia just had a baby. They received money as baby gifts and want to put it away 
for the baby's college tuition. Which of the following has the "lowest" potential growth rate over 
the next 18 years? - answer...
Voorbeeld 1 van de 3 pagina's
In winkelwagenWise practice test #2 Exam Questions With 
100% Correct Answers 2024/2025 
Matthew and Alicia just had a baby. They received money as baby gifts and want to put it away 
for the baby's college tuition. Which of the following has the "lowest" potential growth rate over 
the next 18 years? - answer...
Wise Practice test Exam Questions With 
100% Correct Answers 2024/2025 
Debbie owns a clothing store. She is concerned that a customer who is injured in the store will 
sue. Which type of insurance should Debbie purchase? - answerLiability insurance 
Richard's auto insurance policy expired on 5/15/...
Voorbeeld 1 van de 4 pagina's
In winkelwagenWise Practice test Exam Questions With 
100% Correct Answers 2024/2025 
Debbie owns a clothing store. She is concerned that a customer who is injured in the store will 
sue. Which type of insurance should Debbie purchase? - answerLiability insurance 
Richard's auto insurance policy expired on 5/15/...
Investments Quiz (Wise Practice Test) Exam 
Questions With 100% Correct Answers 
2024/2025 
Prior to choosing a brokerage to help buy and sell investments, the investor should find out if the 
firm is a member of the - answerSecurities Investor Protection Corporation (SIPC) 
An investment company pu...
Voorbeeld 1 van de 2 pagina's
In winkelwagenInvestments Quiz (Wise Practice Test) Exam 
Questions With 100% Correct Answers 
2024/2025 
Prior to choosing a brokerage to help buy and sell investments, the investor should find out if the 
firm is a member of the - answerSecurities Investor Protection Corporation (SIPC) 
An investment company pu...
WISE Practice Test 2 Exam Questions With 
100% Correct Answers 2024/2025 
What should a person do when he believes he is being charged too high a rate of interest for a 
loan by a lending institution? - answerNotify the lending institution about state usury laws. 
Which is the best example of a way ...
Voorbeeld 1 van de 3 pagina's
In winkelwagenWISE Practice Test 2 Exam Questions With 
100% Correct Answers 2024/2025 
What should a person do when he believes he is being charged too high a rate of interest for a 
loan by a lending institution? - answerNotify the lending institution about state usury laws. 
Which is the best example of a way ...
WISE Practice Test 1 Exam Questions With 
100% Correct Answers 2024/2025 
When an unmarried individual makes a contribution to a Roth Individual Retirement Account 
(IRA) it is - answerD: Not currently tax deductible. 
A Roth IRA allows a $3000 annual contribution; $3500 if the individual is over 50...
Voorbeeld 1 van de 2 pagina's
In winkelwagenWISE Practice Test 1 Exam Questions With 
100% Correct Answers 2024/2025 
When an unmarried individual makes a contribution to a Roth Individual Retirement Account 
(IRA) it is - answerD: Not currently tax deductible. 
A Roth IRA allows a $3000 annual contribution; $3500 if the individual is over 50...
WISE- Practice Test – Insurance Exam 
Questions With 100% Correct Answers 
2024/2025 
For the past five years, a person has had a $20,000 whole life insurance policy that has a cash 
value clause. The person decides to surrender the policy. At the time of surrender, the person will 
receive 
A. on...
Voorbeeld 1 van de 4 pagina's
In winkelwagenWISE- Practice Test – Insurance Exam 
Questions With 100% Correct Answers 
2024/2025 
For the past five years, a person has had a $20,000 whole life insurance policy that has a cash 
value clause. The person decides to surrender the policy. At the time of surrender, the person will 
receive 
A. on...
Wise Practice Test Exam Questions With 
100% Correct Answers 2024/2025 
One of Andre's seldom-used credit cards has been stolen without his knowledge. When he gets 
his monthly statement, he realizes that someone else has been using the card and reports it stolen. 
The maximum amount of the unautho...
Voorbeeld 3 van de 24 pagina's
In winkelwagenWise Practice Test Exam Questions With 
100% Correct Answers 2024/2025 
One of Andre's seldom-used credit cards has been stolen without his knowledge. When he gets 
his monthly statement, he realizes that someone else has been using the card and reports it stolen. 
The maximum amount of the unautho...
Wise Practice Test Exam Questions With 
100% Correct Answers 2024/2025 
Us currency - answerNot backed by gold; has value based on the confidence in and strength 
of the us government 
Barter - answerExchange with goods and services, not money 
Role of the us department of treasury - answerPrinting ...
Voorbeeld 1 van de 3 pagina's
In winkelwagenWise Practice Test Exam Questions With 
100% Correct Answers 2024/2025 
Us currency - answerNot backed by gold; has value based on the confidence in and strength 
of the us government 
Barter - answerExchange with goods and services, not money 
Role of the us department of treasury - answerPrinting ...
Wise Practice Test Exam Questions With 
100% Correct Answers 2024/2025 
When buying cell phone insurance, the person should consider the cost of the annual insurance 
premium and compare it to the cost of... - answer...buying a new phone 
A person wants to start saving and needs to make withdrawals ...
Voorbeeld 2 van de 8 pagina's
In winkelwagenWise Practice Test Exam Questions With 
100% Correct Answers 2024/2025 
When buying cell phone insurance, the person should consider the cost of the annual insurance 
premium and compare it to the cost of... - answer...buying a new phone 
A person wants to start saving and needs to make withdrawals ...
Wise Practice Test Exam Questions With 
100% Correct Answers 2024/2025 
Which of the following does the Federal Reserve use to regulate the nation's money supply? 
A. Fiscal policy 
B. Proposing legislation 
C. Monetary policy 
D. Regulations - answerC 
Reason 
The Federal Reserve uses monetary pol...
Voorbeeld 2 van de 5 pagina's
In winkelwagenWise Practice Test Exam Questions With 
100% Correct Answers 2024/2025 
Which of the following does the Federal Reserve use to regulate the nation's money supply? 
A. Fiscal policy 
B. Proposing legislation 
C. Monetary policy 
D. Regulations - answerC 
Reason 
The Federal Reserve uses monetary pol...
Wise Practice Test Exam Questions With 
100% Correct Answers 2024/2025 
For the past five years, a person has had a $20000 whole life insurance policy that has a cash 
value clause. The person decides to surrender the policy. At the time of surrender, the person will 
receive - answerA calculated am...
Voorbeeld 1 van de 3 pagina's
In winkelwagenWise Practice Test Exam Questions With 
100% Correct Answers 2024/2025 
For the past five years, a person has had a $20000 whole life insurance policy that has a cash 
value clause. The person decides to surrender the policy. At the time of surrender, the person will 
receive - answerA calculated am...
Wise Practice Test – Taxes 
excise tax - answergovernment imposes a tax on specific goods and services such as alcohol, 
cigarettes, gasoline, and airline 
Capital Gains Tax - answerIf held over one year are considered long-term capital gains and 
are taxed at a lower tax rate or in some cases are...
Voorbeeld 1 van de 3 pagina's
In winkelwagenWise Practice Test – Taxes 
excise tax - answergovernment imposes a tax on specific goods and services such as alcohol, 
cigarettes, gasoline, and airline 
Capital Gains Tax - answerIf held over one year are considered long-term capital gains and 
are taxed at a lower tax rate or in some cases are...
WISE- Practice Test #2 – Investing Exam 
Questions With 100% Correct Answers 
2024/2025 
A pharmacy is to drugs as the American Stock Exchange is to: 
A. Interest 
B. Stock advisors 
C. Securities 
D. Mutual funds - answerC 
Reason 
A pharmacy, run by a licensed pharmacist, is authorized by a stat...
Voorbeeld 1 van de 4 pagina's
In winkelwagenWISE- Practice Test #2 – Investing Exam 
Questions With 100% Correct Answers 
2024/2025 
A pharmacy is to drugs as the American Stock Exchange is to: 
A. Interest 
B. Stock advisors 
C. Securities 
D. Mutual funds - answerC 
Reason 
A pharmacy, run by a licensed pharmacist, is authorized by a stat...
Wise Practice Test – Insurance Exam 
Questions With 100% Correct Answers 
2024/2025 
cash value for whole life insurance - answerPolicy that accumulates cash value is more 
expensive than a policy that does not accumulate cash value 
deductible - answerthe amount of money that the policy holder pa...
Voorbeeld 1 van de 3 pagina's
In winkelwagenWise Practice Test – Insurance Exam 
Questions With 100% Correct Answers 
2024/2025 
cash value for whole life insurance - answerPolicy that accumulates cash value is more 
expensive than a policy that does not accumulate cash value 
deductible - answerthe amount of money that the policy holder pa...
Wise Practice Test Exam Questions With 
100% Correct Answers 2024/2025 
To qualify for a Federal Housing Administration (FHA) loan, a person must generally 
A. have at least a high school diploma. 
B. have one-quarter of the cost of the home for a down-payment. 
C. fulfill income guidelines. 
D. pro...
Voorbeeld 1 van de 4 pagina's
In winkelwagenWise Practice Test Exam Questions With 
100% Correct Answers 2024/2025 
To qualify for a Federal Housing Administration (FHA) loan, a person must generally 
A. have at least a high school diploma. 
B. have one-quarter of the cost of the home for a down-payment. 
C. fulfill income guidelines. 
D. pro...
WISE- Practice Test #7- Money Management 
Exam Questions With 100% Correct 
Answers 2024/2025 
A person's debt ratio shows the relationship between debt and net worth. The lower the ratio the 
A. better off financially the person is. 
B. worse off financially the person is. 
C. more liquid assets t...
Voorbeeld 1 van de 4 pagina's
In winkelwagenWISE- Practice Test #7- Money Management 
Exam Questions With 100% Correct 
Answers 2024/2025 
A person's debt ratio shows the relationship between debt and net worth. The lower the ratio the 
A. better off financially the person is. 
B. worse off financially the person is. 
C. more liquid assets t...
Banking Wise Practice Test Exam Questions 
with 100% Correct Answers 2024 
If a person makes a deposit of $10,000 or more into a bank account, the bank must notify the - 
answerUS Treasury Department- In order to track large deposits, the federal government 
requires that deposits of $10,000 or more...
Voorbeeld 2 van de 6 pagina's
In winkelwagenBanking Wise Practice Test Exam Questions 
with 100% Correct Answers 2024 
If a person makes a deposit of $10,000 or more into a bank account, the bank must notify the - 
answerUS Treasury Department- In order to track large deposits, the federal government 
requires that deposits of $10,000 or more...
Wise Practice Test Exam Questions With 
100% Correct Answers 2024/2025 
Which of the following does the Federal Reserve use to regulate the nation's money supply? - 
answerC: Monetary policy 
R:The Federal Reserve uses monetary policy to regulate the nation's money supply. Monetary 
policy is dire...
Voorbeeld 2 van de 12 pagina's
In winkelwagenWise Practice Test Exam Questions With 
100% Correct Answers 2024/2025 
Which of the following does the Federal Reserve use to regulate the nation's money supply? - 
answerC: Monetary policy 
R:The Federal Reserve uses monetary policy to regulate the nation's money supply. Monetary 
policy is dire...
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