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CA Life Insurance Bundled Exams Questions and Answers | 100% Verified and Updated 2024 | Graded A+

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California Life License Exam Latest 2024 Graded A+

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California Life License Exam Latest 2024 Graded A+ An annuity that is purchased with a lump sum premium and whose benefits begin after 12 months is called a ... - Answer ️️ -Single premium deferred annuity A technique that is used to determine the amount of life insurance needed on the projec...

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CA Life Insurance Exam Questions and Answers 100% Pass

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CA Life Insurance Exam Questions and Answers 100% Pass What is meant by referring to an insurance policy as a unilateral contract? - Answer ️️ -Only one party makes a legally enforceable promise. When must insurance records of insurance agents and brokers be made available to the Insurance ...

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LIFE INSURANCE ONLY CALIFORNIA (2024/2025) ALREADY PASSED

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LIFE INSURANCE ONLY CALIFORNIA (2024/2025) ALREADY PASSED LIFE INSURANCE - Answer ️️ -Insurance that pays out a sum of money either on the death of the insured person or after a set period. TERM LIFE INSURANCE - Answer ️️ -Life insurance that pays a benefit in the event of the death of ...

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California Insurance Exam Questions and Answers 100% Pass

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California Insurance Exam Questions and Answers 100% Pass Two methods of determining insurance need: - Answer ️️ -- Human Life Approach - Needs Approach Human Life Value Approach~ - Answer ️️ -- One of two ways of calculating insurance need. - By discounting estimated future income - C...

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CA Life insurance Exam Questions and Answers

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CA Life insurance Exam Questions and Answers What type of risk is insurable? - Answer ️️ -Pure Risk According to the Law of Agency, a principal is represented by whom? - Answer ️️ -Agent or Producer What type of insurer is a voluntarily formed organization that provides insurance benefit...

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Life-Only Agent Exam 1 Questions and Answers 100% Pass

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Life-Only Agent Exam 1 Questions and Answers 100% Pass AN example of a moral hazard in relation to a life insurance application would be: - Answer ️️ -Misstating your health history to an insurance company. John applies for a variable annuity and does not request that the premiums be immedia...

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CA Life and Health Exam Questions and Answers Already Passed

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CA Life and Health Exam Questions and Answers Already Passed What is insurance? - Answer ️️ -Insurance is the legal contract where two parties agree that if something will happen, a value will be exchanged. What's the difference between pure risk and speculative risk? - Answer ️️ -Pure ...

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CA State Life Insurance Practice Exam A

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CA State Life Insurance Practice Exam A Single premium deferred annuity - Answer ️️ -An annuity that is purchased with a slump sum premium and whose benefits begin after 12 month is called a Human Life Value Approach - Answer ️️ -A technique used to determine the amount of life insurance...

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