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Arkansas Life Insurance Study Guide 2024 Questions and Answers
Arkansas Life Insurance Study Guide 
2024 Questions and Answers 
Adverse Selection - CORRECT ANSWER-Insuring of risks that are more prone to 
losses than the average risk. 
Death Benefit - CORRECT ANSWER-The amount paid upon the death of the insured in 
a life insurance policy. 
Insurance Policy - CORRECT ANSWER-A contract between a policyowner/insured and 
an insurance company which agrees to pay the insured or the beneficiary for loss 
caused by specific events. 
Insured - CORRECT ANSWER-P...
- Exam (elaborations)
- • 14 pages •
Arkansas Life Insurance Study Guide 
2024 Questions and Answers 
Adverse Selection - CORRECT ANSWER-Insuring of risks that are more prone to 
losses than the average risk. 
Death Benefit - CORRECT ANSWER-The amount paid upon the death of the insured in 
a life insurance policy. 
Insurance Policy - CORRECT ANSWER-A contract between a policyowner/insured and 
an insurance company which agrees to pay the insured or the beneficiary for loss 
caused by specific events. 
Insured - CORRECT ANSWER-P...
Arkansas Life Insurance Exam Questions and Answers 100% Correct 2024
Arkansas Life Insurance Exam 
Questions and Answers 100% Correct 
2024 
J is a producer who has induced an insured through misrepresentation to surrender an 
existing insurance policy. What is J guilty of? - CORRECT ANSWER-Twisting 
What is implied authority defined as? - CORRECT ANSWER-Authority that is not 
specifically given to an agent contract, but that an agent can reasonably assume to 
carry out his/her duties 
A person who is a nonsmoker, average weight, excellent health would fall i...
- Exam (elaborations)
- • 19 pages •
Arkansas Life Insurance Exam 
Questions and Answers 100% Correct 
2024 
J is a producer who has induced an insured through misrepresentation to surrender an 
existing insurance policy. What is J guilty of? - CORRECT ANSWER-Twisting 
What is implied authority defined as? - CORRECT ANSWER-Authority that is not 
specifically given to an agent contract, but that an agent can reasonably assume to 
carry out his/her duties 
A person who is a nonsmoker, average weight, excellent health would fall i...
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