Rmin 4000 Study guides, Class notes & Summaries
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RMIN 4000 Edmunds Exam 3 Questions and Answers 100% Verified
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RMIN 4000 Edmunds Exam 3 Questions and Answers 100% VerifiedRMIN 4000 Edmunds Exam 3 Questions and Answers 100% VerifiedRMIN 4000 Edmunds Exam 3 Questions and Answers 100% Verified 
basic parts of an insurance contract - ANSWER-declarations, definitions, insuring agreement, exclusions, conditions, and miscellaneous provisions 
 
declarations - ANSWER-statements that provide information about the particular property or activity to be insured 
 
what does the declarations page usually contain - AN...
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RMIN 4000 Test 2 Daniel Brown (2024/2025) 100% Solved
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RMIN 4000 Test 2 Daniel Brown 
(2024/2025) 100% Solved 
 
Stock Insurer Corporation owned by Stockholders (earn profit for stockholders by 
increasing the value of the stock and paying dividends). 
 
Mutual Insurer Corporation owned by Policyholders (profits are distributed to policyholders 
by dividends or rate reductions). 
Advance Premium Mutual 
Assessment Mutual 
Fraternal Insurer 
 
Lloyd's of London Specialized lines of business. 
 
Brokers represent policyholders to arrange coverage with...
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RMIN 4000 FINAL EXAM BROWN UNIVERSITY ACTUAL QUESTIONS AND ANSWERS
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RMIN 4000 FINAL EXAM BROWN UNIVERSITY 
ACTUAL QUESTIONS AND ANSWERS 
Lannister Insurance Company insures 200,000 vehicles. In 2019, they paid a total of 
$136,000,000 in collision losses to the owners of 16,000 of those vehicles. What was Lannister's 
collision loss frequency in 2019? -Correct Answer-0.08 (16k/200k) 
Lannister Insurance Company insures 200,000 vehicles. In 2019, they paid a total of 
$136,000,000 in collision losses to the owners of 16,000 of those vehicles. What was Lannister...
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RMIN 4000 Test 1 Brown UGA Questions and Answers 100% Verified
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RMIN 4000 Test 1 Brown UGA 
Questions and Answers 100% Verified 
Exposures things of value (assets) that could be lost 
Perils things that cause injury or loss 
risk a calculated possibility of a negative outcome 
Frequency the number of losses (such as fire or theft) that occur within a specified time 
period. aka the probability of a loss 
Severity the dollar amount of a loss for a specific peril (fire, theft, collision) aka How much 
does it cost when the loss does occur? 
Hazard a conditio...
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RMIN 4000 Edmunds Exam 2 Latest Update
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RMIN 4000 Edmunds Exam 2 Latest Update...
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RMIN 4000 uga test 1 ; 2023-2024
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RMIN 4000 uga test 1 ; ...
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RMIN 4000 Exam 2 - UGA Daniel Brown 2024 Solution Guide Graded A
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RMIN 4000 Exam 2 - UGA Daniel Brown 2024 Solution Guide Graded A
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RMIN 4000 Exam 4 Brown UGA with Complete Solutions
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RMIN 4000 Exam 4 Brown UGA with Complete SolutionsRMIN 4000 Exam 4 Brown UGA with Complete SolutionsRMIN 4000 Exam 4 Brown UGA with Complete SolutionsRMIN 4000 Exam 4 Brown UGA with Complete SolutionsCost Sharing in Health Insurance - ANSWER-• Copayments • Deductibles 
• Coinsurance 
• Out-of-Pocket Maximum Limits 
 
Copayment - ANSWER-A flat amount the insured must pay for certain benefits, such as an office visit or generic drug. Does not count towards annual deductible. 
Examples : 
...
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RMIN 4000 Exam 1 Latest 2024 Graded A
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RMIN 4000 Exam 1 Latest 2024 Graded A
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RMIN 4000 Test 1 Questions and Answers (Graded A)
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RMIN 4000 Test 1 Questions and Answers (Graded A)RMIN 4000 Test 1 Questions and Answers (Graded A)RMIN 4000 Test 1 Questions and Answers (Graded A) 
 
Risk - ANSWER-a calculated possibility of a negative outcome 
 
Exposures - ANSWER-things of value (assets) that could be lost 
 
Perils - ANSWER-Things that can happen to assets 
 
Risk Management - ANSWER-Process that identifies loss exposures faced by an organization and selects the most appropriate techniques for treating such exposures.