Basic perils Study guides, Class notes & Summaries
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![Solutions for Government and Not-for-Profit Accounting: Concepts and Practices, 9th Edition by Granof](/docpics/3075395/64b4c7cb85f60_3075395_121_171.jpeg)
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Solutions for Government and Not-for-Profit Accounting: Concepts and Practices, 9th Edition by Granof
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Complete Solutions Manual for Government and Not-for-Profit Accounting: Concepts and Practices, 9th Edition 9e by Michael H. Granof, Saleha B. Khumawala, Thad D. Calabrese. ISBN-13: 3898 
 
1 The Government and Not- for- Profit Environment 1 
 
How Do Governments and Not- For- Profits Compare With Businesses? 2 
 
In Practice: Why Is State And Local Government Accounting Important? 6 
 
What Other Characteristics of Governments and Not- For- Profits Have Accounting Implications? 9 
 
How Do Gove...
![AD Banker Property and Casualty Comprehensive Exam 2023 with 100% correct answers](/docpics/2911932/648ce1815a19c_2911932_121_171.jpeg)
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AD Banker Property and Casualty Comprehensive Exam 2023 with 100% correct answers
- Exam (elaborations) • 56 pages • 2023 Popular
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Temporary Total Disability may be described as: 
Inability to return to any employment while recovering 
 
 
 
Supplementary Payment under Part A of the Personal Auto Policy? 
A Up to $250 for the cost of bail bonds 
B Payment for lost earnings up to $200/day 
C Medical payments for an occupant of an insured vehicle (Not included)(*) 
D Reasonable expenses incurred at the insurer's request 
 
 
 
The Commercial basic Cause of Loss Form does not cover which of the following perils? 
A Sinkhole co...
![AD Banker Property and Casualty Comprehensive Exam Questions & Answers 2023/2024](/docpics/2975822/649bdc61e66ae_2975822_121_171.jpeg)
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AD Banker Property and Casualty Comprehensive Exam Questions & Answers 2023/2024
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AD Banker Property and Casualty Comprehensive Exam Questions & Answers 2023/2024 
 
Temporary Total Disability may be described as: - ANSWER-Inability to return to any employment while recovering 
 
Supplementary Payment under Part A of the Personal Auto Policy? - ANSWER-A Up to $250 for the cost of bail bonds 
B Payment for lost earnings up to $200/day 
C Medical payments for an occupant of an insured vehicle (Not included)(*) 
D Reasonable expenses incurred at the insurer's request 
 
The Com...
![Xcel Testing Solutions- Life and Health Insurance- Weighted Exam- 150 ACTUAL EXAM 500 QUESTIONS AND CORRECT ANSWERS (VERIFIED ANSWERS) |ALREADY GRADED A+](/docpics/3749127/654358f17e803_3749127_121_171.jpeg)
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Xcel Testing Solutions- Life and Health Insurance- Weighted Exam- 150 ACTUAL EXAM 500 QUESTIONS AND CORRECT ANSWERS (VERIFIED ANSWERS) |ALREADY GRADED A+
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Xcel Testing Solutions- Life and Health 
Insurance- Weighted Exam- 150 ACTUAL 
EXAM 500 QUESTIONS AND CORRECT 
ANSWERS (VERIFIED ANSWERS) |ALREADY 
GRADED A+ 
The Do Not Call Registry offers exemptions for calls placed from all of the 
following EXCEPT - CORRECT ANSWER insurance sales calls 
Charities, political organizations, and surveys are all offered exemptions from The 
Do Not Call Registry 
The type of policy where the insurer can send a notice to the insured that the 
policy has be...
![NY Independent General Adjuster Exam - Series 17-70 Questions and Answers 100% Pass](/docpics/63ea0011315cf_2365520.jpg)
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NY Independent General Adjuster Exam - Series 17-70 Questions and Answers 100% Pass
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NY Independent General Adjuster Exam - Series 17-70 Questions and Answers 100% Pass Dram Shop Liability refers to: Liquor Law Liability. 
The insured has suffered a covered loss under his DP-3 dwelling form. He fails to protect the property from further loss. The additional loss that occurs as a result of his inactions may be denied because of what clause in the policy? Neglect. 
To be eligible for the New York assigned risk auto plan a person must: Hold a valid driver's license. 
Any insurance...
![NJ PSI Property and Casualty Exam with 100% Correct Answers 2023](/docpics/6413079b29fad_2478573.jpg)
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NJ PSI Property and Casualty Exam with 100% Correct Answers 2023
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NJ PSI Property and Casualty Exam with 
100% Correct Answers 2023 
The Mobile Home Endorsement of a Homeowners policy affords coverage to mobile 
homes under the? 
A. HO-1 (Basic Form) 
B. HO-2 (Broad Form) 
C. HO-3 (Special Form) 
D. HO-2 or HO-3 (Broad and Special) - Correct Answer-D. HO-2 or HO-3 (Broad and 
Special) 
All of the following are eligible for coverage under Homeowners policy except? 
A. A condominium unit owner. 
B. A farm owner. 
C. A mobile home owner. 
D. A tenant in an apartm...
![NJ PSI Property and Casualty Exam Questions with correct Answers](/docpics/639b2869aa7ee_2181869.jpg)
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NJ PSI Property and Casualty Exam Questions with correct Answers
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The Mobile Home Endorsement of a Homeowners policy affords coverage to mobile homes under the? 
A. HO-1 (Basic Form) 
B. HO-2 (Broad Form) 
C. HO-3 (Special Form) 
D. HO-2 or HO-3 (Broad and Special) - ANSWER-D. HO-2 or HO-3 (Broad and Special) 
 
All of the following are eligible for coverage under Homeowners policy except? 
A. A condominium unit owner. 
B. A farm owner. 
C. A mobile home owner. 
D. A tenant in an apartment building. - ANSWER-B. A farm owner. 
 
The term Insured Location under ...
![MI Life Insurance Exam FX snapshot Q & A With Complete Solutions](/docpics/3471670/650b497937174_3471670_121_171.jpeg)
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MI Life Insurance Exam FX snapshot Q & A With Complete Solutions
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What is insurance? correct answer: Insurance transfers the risk of loss from an individual or business entity to an insurance company, which in turn spreads the costs of unexpected losses to many individuals. 
 
What is risk? correct answer: Risk is the uncertainty or chance of a loss occurring. 
 
What is peril? correct answer: Perils are the causes of loss insured against in an insurance policy. 
 
What are the elements of insurable risk? correct answer: Loss must be 
1. due to chance 
2....
![NC Personal Lines License Exam With All Correct Answers 2024.](/docpics/5088170/66281ed7575a0_5088170_121_171.jpeg)
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NC Personal Lines License Exam With All Correct Answers 2024.
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DP-1 - Answer Basic Form Perils 
 
DP-2 - Answer Broad Perils 
 
DP-3 - Answer Special Form (All Risk Of Perils) 
 
DP Coverage A - Answer Dwellings (Direct Loss) 
 
DP Coverage B - Answer Other Structures/Appurtenants (Direct Loss) 
 
DP Coverage C - Answer Personal Property (Direct Loss) 
 
DP Coverage D - Answer Fair Rental Value (Indirect Loss) 
 
DP Coverage E - Answer Additional Living Expenses (Indirect Loss) 
 
What is the Deductible unless for Coverage D and E and Fire S...
![Cheat Sheet - Property & Casualty Exam Questions and Answers 100% Pass](/docpics/5070000/6625fd7aea957_5070000_121_171.jpeg)
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Cheat Sheet - Property & Casualty Exam Questions and Answers 100% Pass
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Cheat Sheet - Property & Casualty Exam 
Questions and Answers 100% Pass 
What are the forms of homeowner policies? - Correct Answer ️️ -HO-2, HO-3, HO-4, 
HO-5, HO-6, HO-8. Each of these forms provides identical liability coverage. The 
property coverage varies with the homeowners form selected. The following is a list of 
the forms with the covered perils of each. 
HO-2 - Correct Answer ️️ -Broad form; owner occupant 
HO-3 - Correct Answer ️️ -Special Form; owner occupant 
HO-4 - Co...
![Alabama Property and Casualty Exam 2022/2023 with 100% correct answers](/docpics/63a1f82f35d60_2192678.jpg)
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Alabama Property and Casualty Exam 2022/2023 with 100% correct answers
- Exam (elaborations) • 18 pages • 2022
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If a company cancels an auto policy mid term, the refund will be made on 
 
a. pro rata basis 
b. short rate basis 
c. retroactive basis 
d. coinsurance basis 
Pro Rata Basis 
 
 
 
What is the term used to describe terminating the insurance relationship at the end of the policy period ? 
a. cancellation 
b. nonrenewal 
c. separation 
d. exclusion 
Nonrenewal 
 
 
 
Which is the best example of an indirect loss ? 
 
a. sequential loss 
b. liability loss 
c. employee theft 
d. loss of use 
Loss o...
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