Texas life insurance exam Study guides, Class notes & Summaries
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Texas Life Insurance exam 2023/2024 with 100% correct answers
- Exam (elaborations) • 14 pages • 2023
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Who is considered a field underwriter? - correct answer An agent 
 
When must insurable interest exist in life insurance? - correct answer Application or issue date 
 
If no receipt is issued at the time of application, a statement of good health is usually required at the time of? - correct answer Policy delivery 
 
The Medical Information Bureau is?(MIB) - correct answer a source of medical information to alert insurers to adverse medical history 
 
A substandard risk compared to a sta...
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Texas Life Insurance exam 2023/2024 with 100% correct answers
- Exam (elaborations) • 12 pages • 2023
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Who is considered a field underwriter? - correct answer An agent 
 
When must insurable interest exist in life insurance? - correct answer Application or issue date 
 
If no receipt is issued at the time of application, a statement of good health is usually required at the time of? - correct answer Policy delivery 
 
The Medical Information Bureau is?(MIB) - correct answer a source of medical information to alert insurers to adverse medical history 
 
A substandard risk compared to a sta...
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Texas Life Insurance Exam 2023/2024 with 100% correct answers
- Exam (elaborations) • 14 pages • 2023
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Insurance 
(General concept) - correct answer - transfers the risk of loss from an individual to an insurer 
- based on the principle of indemnity 
- based on the principle of risk (risk pooling) 
 
insurable interest 
(General Concept) - correct answer - must exist at the time of the application 
- insuring one's own life, family member, or a business partner 
 
Solicitation and sales presentation - correct answer - illustration- presentation of nonguaranteed elements 
- buyer's gu...
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Texas Life Insurance Exam Latest Version 2023-2024
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Texas Life Insurance Exam Latest Version 2023-2024
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Xcel solutions final exam questions and answers
- Exam (elaborations) • 19 pages • 2024
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Xcel solutions final exam 
Insuring Which health policy clause specifies the amount of benefits to be paid - Answer ️️ - 
Insuring 
The investment gains from a universal life policy usually go to - Answer ️️ -The cash value 
L takes out a life insurance policy and dies 10 years later. During the claim process, the insurer 
finds out that the applicant misstated their age. What will the insurer do? - Answer ️️ -Adjust 
the death benefit to a reduced amount 
An employee is covered unde...
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Texas Life Insurance Exam 2023 with 100% correct answers
- Exam (elaborations) • 13 pages • 2023
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P completes an application for a $10,000 life policy, but does not give the producer the initial premium. P's coverage becomes effective when - correct answer P receives the policy and pays the premium 
 
A potential client, age 40, would like to purchase a Whole Life policy that will accumulate cash value at a faster rate in the early years of the policy. Which of these statements made by the producer would be carrer? - correct answer 20-Pay Life accumulates cash value faster than Straight L...
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Texas Life Insurance Exam 2024 with 100% Correct Answers
- Exam (elaborations) • 15 pages • 2024
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Texas Life Insurance Exam 2024 with 100% Correct Answers
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Texas Life Insurance exam 2023 with 100% correct answers
- Exam (elaborations) • 12 pages • 2023
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Who is considered a field underwriter? - correct answer -An agent 
 
When must insurable interest exist in life insurance? - correct answer -Application or issue date 
 
If no receipt is issued at the time of application, a statement of good health is usually required at the time of? - correct answer -Policy delivery 
 
The Medical Information Bureau is?(MIB) - correct answer -a source of medical information to alert insurers to adverse medical history 
 
A substandard risk compared to a standar...
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Texas State Exam Simulator - Life and Health Insurance (200 Questions Practice Exam)Correctly Answered And Graded A+
- Exam (elaborations) • 39 pages • 2023
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Texas State Exam Simulator - Life and Health Insurance (200 Questions Practice Exam)Correctly Answered And Graded A+
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Texas Life Insurance License Exam 2023 with 100% correct answers
- Exam (elaborations) • 12 pages • 2023
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Accelerated Benefits - correct answer Riders attached to life insurance policies that allow death benefits to be used to cover nursing or convalescent home expenses. 
 
Accidental Death Benefits - correct answer A policy rider that states that the cause of death will be analyzed to determine if it complies with the policy description of accidental death. 
 
Accidental Death Insurance - correct answer An insurance policy that provides payment if the insured's death is the result of an accident. ...
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