Ny life health insurance Study guides, Class notes & Summaries

Under what circumstance does an accident and health insurer have the right to request an autopsy? 1. When the claim exceeds an amount specified in the policy 2. When 2 days have passed after death 3. When not prohibited by state law 4. When consent is given by the beneficiary - Answer- 3. When not prohibited by state law Which of the following accurately describes the "time limit on certain defenses"? 1. After a stated period of time, claims cannot be denied due to material ...

An insured is involved in a car accident. In addition to general, less serious injuries, he permanently loses the use of his leg and is rendered completely blind. The blindness improves a month later. To what extent will he receive Presumptive Disability benefits? - √√No benefits For the purpose of insurance, risk is defined as - √√The uncertainty or chance of loss. Which of the following is an example of a producer's fiduciary duty? - √√The trust that a client places in the...

NY INDEPENDENT GENERAL ADJUSTER EXAM QUESTIONS AND ANSWERS GURANTEED A PASS 2024

QUESTIONS AND ANSWERS

PSI NY Life, Accident and Health Practice Exam 17-55 (TEST STUDY SET) Which policy provision permits the policy owner to take a specified number of days to examine the contract, and allows for cancellation and a full refund if the policy owner rejects the terms or costs? - CORRECT ANSWER-Free Look When will a policy pay on a UCR basis? - CORRECT ANSWER-When particular benefits are not listed on a payment schedule Which type of rider reimburses health and social service expenses incurr...

NY Life, Accident, and Health Insurance Agent

Who Should be Licensed (2101(k)(1)) - answer1. The term "insurance producer" does not include: An officer, director or employee of a licensed insurer, fraternal benefit society or health maintenance organization or of a licensed insurance producer, provided that the officer, director or employee does not receive any commission on policies written or sold to insure risks residing, located or to be performed in this state and: (a) the officer, director or employee's activities are executiv...

QUESTIONS AND ANSWERS

NY Life, Accident, and Health Insurance AgentNY Life, Accident, and Health Insurance Agent/Broker Exam Series 17-55| 200 QUESTIONS| GRADED A

NY Life, Accident, and Health Insurance Agent Broker Exam Series 17-55-with 100% verified solutions-2023-2024