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NJ PSI ACCIDENT AND HEALTH PRODUCER PRACTICE EXAM QUESTIONS WITH VERIFIED SOLUTIONS According to the Time Payment of Claims provision, the insurer must make the payment immediately after receiving proof of loss EXCEPT: - if the insured is able to eventually return to work -if the death is suicide or due to a pre existing condition -when the policy is in the incontestability period -for claims involving periodic payments - CORRECT ANSWER -for claims involving periodic payments I...

NJ PSI PROPERTY AND CASUALTY EXAM LATEST UPDATE In New Jersey, and insurer must provide at least______ advance notice for cancellation of property coverages for nonpayment of premium - CORRECT ANSWER -10 days The employment of another producer by a producer is subject to all of the following requirements, except a. the employer shall examine the credentials of the kinds of business described in the contract. b. the employer shall be responsible for the insurance related conduct of th...

NJ PSI ADVANCED EXAM QUESTIONS WITH CORRECT ANSWERS all of the following are ownership rights EXCEPT: A: changing the beneficiary of the policy B: borrowing funds against cash value C: switching the policy from on insured to another D: assigning all of the rights of the policy to another person - CORRECT ANSWER -C: switching the policy from on insured to another which of the following is characteristic of a non qualified plan: A: defined vesting schedule B: plan established b...

NJ PSI ADVANCED EXAM QUESTIONS WITH CORRECT ANSWER all of the following are ownership rights EXCEPT: A: changing the beneficiary of the policy B: borrowing funds against cash value C: switching the policy from on insured to another D: assigning all of the rights of the policy to another person - CORRECT ANSWER -C: switching the policy from on insured to another which of the following is characteristic of a non qualified plan: A: defined vesting schedule B: plan established by...

PROPERTY AND CASUALTY PRACTICE PSI EXAM QUESTIONS AND ANSWERS Employees are barred from suing employers in court to obtain compensation for injuries covered by workers' compensation because of which of the following doctrines? -Employer liability -Exclusive remedy -Workman liability -No fault insurance - CORRECT ANSWER -Exclusive Remedy Which of the following would trigger coverage under business income form with extra expense coverage? -Carpet cleaning after a water mai...

NJ PROPERTY/ CASUALTY INSURANCE EXAM SET Why was the commercial Insurance Deregulation Act Created? - CORRECT ANSWER -To protect the public from the adverse effects of excessive, inadequate, & unfair discriminatory rates & marketing practices Which policies issued must follow the provisions of the Commercial Insurance Deregulation Act? - CORRECT ANSWER -Commercial policies When must rate amendments & policy forms be filed with the commissioner? - CORRECT ANSWER -30 days before W...

RN ADULT MEDICAL SURGICAL ONLINE EXAM QUESTIONS AND ANSWERS a nurse is caring for a client who has hepatic encephalopathy that is being treated with lactulose. the client is experiencing excessive stools. which of the following findings is an adverse effect of the medication? a. hypokalemia b. instruct the client to allow the machine to breathe for them. c. add cabbage to the diet. d. nonrebreather mask - CORRECT ANSWER -hypokalemia Lactulose works by stimulating the producti...

RN ADULT MEDICAL SURGICAL ADVANCED QUESTIONS AND ANSWERS A nurse is assessing a client who has had a plaster cast applied to their left leg 2 hr ago. Which of the following actions should the nurse take? - CORRECT ANSWER -Check that one finger fits between the cast and the leg. To make sure the cast is not too tight, the nurse should be able to slide one finger under the cast. It is not uncommon for casts to loosen as swelling subsides, but that should not be an issue 2 hr after application...

ADULT MEDICAL SURGICAL EXAM QUESTIONS AND ANSWERS A nurse is reviewing the medical record of a client who has systemic lupus erythematosus. Which of the following findings should the nurse expect? - CORRECT ANSWER -Facial butterfly rash. R: A butterfly rash is a manifestation of SLE. It appears as a dry red rash on the clients cheeks and nose and can disappear during times of remission. A nurse is caring for a client who is receiving plasmapheresis through a venous access site. Whi...

RN ADULT MEDICAL SURGICAL ONLINE PRACTICE A QUESTIONS AND ANSWERS A nurse is assessing a client who has acute cholecystitis. Which of the following findings is the nurses priority? - CORRECT ANSWER -tachycardia A nurse is caring for a client who is undergoing hemodialysis to treat end stage kidney disease. The client reports muscle cramps, and tingling sensation in their hands. Which of the following medications should the nurse plan to minister? - CORRECT ANSWER -Calcium carbonate ...