Hud exa Study guides, Class notes & Summaries

Telephone Customer Services: correct answerAssistance provided by the financial institution over the phone to help customers with banking complications. Mobile Banking: correct answerAllows clients to utilize banking services with mobile technology. Services often included in mobile banking include a view of up-to-date transactions, fund transfers, or remote check deposits. Overdraft Fee correct answerFee charged when an account does not have enough money to cover a purchase and the financ...

% Impact of Account Payment History on Credit Score - ANSWER 35% portion of credit score based on the payment history of accounts, including late payments, delinquencies, judgments, and liens % Impact of Amounts Owed on Accounts on Credit Score - ANSWER 30% portion of score based on the ratio of total credit extended to the amount of credit owed % Impact of Length of Credit History on Credit Score - ANSWER 15% portion of score based don the overall length of credit history in the repor...

HUD Exam Prep Questions and Answers (latest Update 2024)

HUD EXAM PREP COMPLETE QUESTIONS and ANSWERS! Types of Credit Used - ANSWER Student loan or credit cards only FAKO scores - ANSWER purchase score which are educational score Fair Credit Reporting Act FCRA - ANSWER what is in file/dispute/remove 30 days/remove bad 7 yrs/bk 10 yrs/access limited/damages from violators/state rights Fair and Accurate Credit Transactions Act FACTA - ANSWER free cbrs/fraud alert/truncate cc #s Fair Credit Billing Act (FCBA) - ANSWER dispute bill error/m...

HUD CERTIFICATION EXAM 2024 | ACTUAL CURRENTLY TESTING REAL EXAM VERSIONS WITH A STUDY GUIDE | ACCURATE AND EXPERT VERIFIED FOR GUARANTEED PASS | LATEST UPDATE

HUD Exa Questions with complete solution 2024 verified to passWhich describes the legally enforceable terms that govern the use of real estate? A. Residential security restrictions B. Deed restrictions C. Redlined Maps Government-sponsored deeds - correct answer B. Deed Restrictions -Deed restrictions are legally enforceable terms that govern the use of real estate. Deed restrictions that discriminate based on any of the seven prohibited bases for discrimination are illegal and unenfor...

HUD Exam 2023 Correct Questions and Answers 100% Rated. Telephone Customer Services: correct answerAssistance provided by the financial institution over the phone to help customers with banking complications. Mobile Banking: correct answerAllows clients to utilize banking services with mobile technology. Services often included in mobile banking include a view of up-to-date transactions, fund transfers, or remote check deposits. Overdraft Fee correct answerFee charged when an account does ...

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Types of Credit Used correct answerStudent loan or credit cards only FAKO scores correct answerpurchase score which are educational score Fair Credit Reporting Act FCRA correct answerwhat is in file/dispute/remove 30 days/remove bad 7 yrs/bk 10 yrs/access limited/damages from violators/state rights Fair and Accurate Credit Transactions Act FACTA correct answerfree cbrs/fraud alert/truncate cc #s Fair Credit Billing Act (FCBA) correct answerdispute bill error/mail 60 days/creditor 30 days ...

HUD EXAM PREP Study Questions and Answers (latest Update 2024)