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Robbery involves all of the following, EXCEPT: A. The presence of the insured B. Criminal intent C. A threat of violence D. Burglary - Answer D. Burglary Under the "Loss Sustained" Crime Insurance form, there is coverage while the policy is in force and for up to: A. 6 months after the poli...

Utmost Good Faith - Both parties must act honest and openly in order for the contract to be valid. Adhesion - One party sets the terms for the contract; the other party may simply agree or disagree Unilateral - Only the insurer makes a promise to act; the insured can void contract at any time. P...

Manny is purchasing a Commercial Property policy with a Business Income form included. Manny can select from any of the following as a method to provide coverage, while avoiding the coinsurance requirement, EXCEPT: - The maximum monthly limit of indemnity optional coverage The traditional definit...

Liability Insurance PAP (Part A) - Pays all the sums and insured must legally pay as damage due to BI/PD caused by an accident and resulting from the ownership, maintenance or use of a covered auto. Coverage Part A through F of a PAP - A. Liability B. Medical Payments C. UM/UIM D. Physical Dama...